.apply-page-wrapper{min-height:100vh;background:linear-gradient(180deg,#f0f4ff,#faf5f7 40%,#fff);padding-bottom:60px}.apply-hero-section{text-align:center;padding:48px 20px 32px;max-width:720px;margin:0 auto}.apply-hero-badge{display:inline-block;background:linear-gradient(135deg,#1a237e,#283593);color:#fff;padding:6px 18px;border-radius:20px;font-size:.8rem;font-weight:600;letter-spacing:.5px;margin-bottom:18px;box-shadow:0 2px 8px rgba(26,35,126,.25)}.apply-hero-title{font-size:2rem;font-weight:800;color:#1a1a2e;line-height:1.25;margin-bottom:14px}.apply-hero-title .highlight-text{background:linear-gradient(135deg,#e85d75,#c2185b);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.apply-hero-subtitle{font-size:1.05rem;color:#555;max-width:560px;margin:0 auto;line-height:1.6}.apply-income-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;max-width:680px;margin:0 auto 28px;padding:0 20px}.income-highlight-card{background:#fff;border:1px solid #e8ecf4;border-radius:14px;padding:18px 14px;text-align:center;box-shadow:0 2px 12px rgba(0,0,0,.04);transition:transform .2s ease,box-shadow .2s ease}.income-highlight-card:hover{transform:translateY(-2px);box-shadow:0 6px 20px rgba(0,0,0,.08)}.income-amount{font-size:1.5rem;font-weight:800;color:#1a237e;margin-bottom:4px}.income-amount span{font-size:.7rem;font-weight:500;color:#888}.income-label{font-size:.8rem;font-weight:600;color:#333;margin-bottom:2px}.income-detail{font-size:.7rem;color:#888}.apply-trust-strip{display:flex;flex-wrap:wrap;justify-content:center;gap:8px;padding:0 20px;margin-bottom:28px;max-width:700px;margin-left:auto;margin-right:auto}.trust-chip{display:inline-flex;align-items:center;gap:4px;background:#fff;border:1px solid #dde3ee;padding:6px 14px;border-radius:20px;font-size:.75rem;font-weight:500;color:#444;white-space:nowrap}.apply-warning-banner{max-width:520px;margin:0 auto 20px;padding:12px 18px;background:#fff8e1;border:1px solid #ffe082;border-radius:10px;font-size:.88rem;color:#6d4c00;text-align:center}.apply-warning-banner p{margin:4px 0}.apply-form-container{max-width:560px;margin:0 auto 32px;padding:0 20px}.apply-form-heading{text-align:center;font-size:1.35rem;font-weight:700;color:#1a1a2e;margin-bottom:6px}.apply-form-subheading{text-align:center;font-size:.9rem;color:#777;margin-bottom:22px}.apply-benefits-section{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;max-width:620px;margin:0 auto;padding:0 20px}.benefit-item{display:flex;gap:12px;align-items:flex-start;padding:16px;background:#fff;border:1px solid #e8ecf4;border-radius:12px;transition:box-shadow .2s ease}.benefit-item:hover{box-shadow:0 4px 16px rgba(0,0,0,.06)}.benefit-icon{font-size:1.6rem;flex-shrink:0;margin-top:2px}.benefit-item strong{display:block;font-size:.88rem;color:#1a1a2e;margin-bottom:3px}.benefit-item p{font-size:.78rem;color:#666;margin:0;line-height:1.4}@media (max-width:640px){.apply-hero-title{font-size:1.5rem}.apply-income-strip{grid-template-columns:1fr;max-width:360px}.income-highlight-card{display:flex;align-items:center;gap:12px;text-align:left;padding:14px 16px}.income-amount{font-size:1.2rem;min-width:70px}.apply-benefits-section{grid-template-columns:1fr}.apply-trust-strip{gap:6px}.trust-chip{font-size:.7rem;padding:5px 10px}}