Disclaimer

The information provided on bimasakhi.com is intended primarily for career awareness, educational guidance and general informational purposes. We make reasonable efforts to present information in a clear and useful manner; however, users should independently verify important information before making any career, financial or business decision.

1. Independent Informational Platform

bimasakhi.com is an independent informational and career-guidance platform operated by IMIAH Services.

The platform is designed to help interested individuals understand insurance-related career opportunities, including information relating to Bima Sakhi, professional development, eligibility, training, examination preparation, documentation and the general journey involved.

The information available on this website is provided for awareness and educational purposes and should not be interpreted as an official communication, notification or appointment document issued by Life Insurance Corporation of India (LIC).

2. Relationship with Life Insurance Corporation of India

References to Life Insurance Corporation of India, LIC, Bima Sakhi, insurance products, agency opportunities, examinations, processes or related terminology are provided for informational and educational context.

IMIAH Services and bimasakhi.com do not represent that this website itself constitutes an official LIC communication or appointment platform. Submission of information through this website should not be understood as confirmation of appointment, selection or eligibility.

For the latest notifications, policy services, corporate information and applicable requirements relating to LIC, users should verify the information directly through licindia.in.

3. Information May Change

Eligibility criteria, age requirements, educational qualifications, training requirements, examination procedures, documentation requirements, appointment conditions, commission structures, stipends, incentives and other applicable terms may change from time to time.

Information published on this website may therefore become outdated or may not apply to every individual or situation.

Users should verify the latest applicable requirements, terms and conditions through the relevant source or applicable LIC information channels before proceeding.

4. Eligibility and Appointment

Enquiring through bimasakhi.com or submitting your contact details does not establish eligibility or create any right to appointment.

Eligibility, appointment, training, examination, documentation and other applicable requirements remain subject to the rules and procedures in force at the relevant time and the decision of the competent authority.

Users are responsible for providing accurate, complete and truthful information when submitting their details through the website.

5. Application and Enquiry Facilitation

Certain forms, WhatsApp links, callback requests and enquiry facilities available on this website are provided to facilitate communication and initial information sharing.

Submission of an enquiry or personal details through this website does not itself constitute an official application, appointment, recruitment confirmation or selection.

Where applicable, interested individuals may need to complete additional documentation, training, examination, verification or other procedures through the applicable process and requirements in force at that time.

6. Commission-Based Earnings Disclaimer

Any income example, commission illustration, earning calculation, projection or financial scenario presented on this website is intended for educational and illustrative purposes only.

Insurance agency earnings are generally performance-linked and may depend on factors such as business generated, applicable product terms, commission rules, persistency, renewal business, customer relationships, servicing activity and other applicable conditions.

References to commission-based earnings potential or performance-linked financial rewards should not be interpreted as a promise of any particular level of earnings.

Actual results may vary significantly from one individual to another. Past performance, examples or illustrations should not be treated as a prediction of future results.

7. Stipend, Incentives and Other Benefits

Any reference to stipend, incentives, awards, competitions, recognition, benefits or other financial or non-financial rewards is subject to the applicable terms, conditions, eligibility requirements and rules in force at the relevant time.

Such information should not be interpreted as an unconditional entitlement. Users should verify the applicable conditions before relying on any particular benefit or incentive.

8. Training and Examination Information

Information relating to insurance training, study material, examination preparation, IC-38 or other learning resources is provided for educational and preparation purposes.

Availability of educational material, guidance sessions, practice resources or mock questions does not determine examination results, certification or appointment.

Users should refer to the latest applicable instructions and authorized study material for examination-related requirements.

9. No Individual Financial or Professional Advice

The information published on this website is general in nature and should not be treated as individualized financial, investment, legal, tax or professional advice.

Every individual has different circumstances, objectives, financial requirements and professional goals. Users should evaluate their own circumstances and obtain appropriate professional advice where necessary.

10. Testimonials and Individual Experiences

Testimonials, experiences, success stories, income examples or statements attributed to individuals represent individual experiences and should not be understood as representative of the results that every person may achieve.

Individual outcomes may vary depending on skills, effort, experience, customer relationships, market conditions, business activity and other circumstances.

11. Accuracy of Information

We make reasonable efforts to maintain useful and accurate information on this website. However, we do not warrant that all information will always be complete, current, error-free or applicable to every user.

Information may be corrected, updated, revised or removed without prior notice when circumstances or applicable requirements change.

12. Third-Party Websites and Resources

This website may contain links to external websites, services or resources for reference and convenience.

We do not control the content, availability, security or privacy practices of third-party websites. Users should review the applicable terms, policies and information provided by those websites before using them.

13. Personal Information and Communication

When you submit your name, mobile number, email address, city or other information through an enquiry form or communication channel, the information may be used to respond to your enquiry, provide requested information, arrange communication or provide relevant guidance.

Users should provide only information that is reasonably necessary for the purpose of their enquiry and should avoid sharing unnecessary sensitive personal information through unsecured communication channels.

Please refer to our Privacy Policy for information about how personal information is handled.

14. Intellectual Property and Trademarks

“LIC”, “Life Insurance Corporation of India”, “Bima Sakhi” and other applicable names, trademarks, logos and brand elements belong to their respective owners.

References to third-party names, trademarks or logos on this website are used for identification, reference, educational or informational purposes where applicable. No ownership of third-party intellectual property is claimed by IMIAH Services.

15. Website Availability

While reasonable efforts are made to keep the website accessible, we do not warrant that the website, forms, links, resources or communication channels will always be available, uninterrupted, secure or free from technical errors.

Website features, content and communication facilities may be modified, suspended, restricted or discontinued when necessary.

16. User Responsibility

Users are responsible for reviewing information carefully and verifying important details through appropriate information sources before relying on them.

Users should not make a career, financial or business decision solely on the basis of an illustration, example, testimonial, article or other informational material published on bimasakhi.com.

17. Limitation of Responsibility

To the extent permitted by applicable law, IMIAH Services and bimasakhi.com shall not be responsible for decisions, losses, claims or consequences arising from reliance on information that may be outdated, incomplete, misunderstood or independently interpreted by a user.

18. Changes to This Disclaimer

This Disclaimer may be updated from time to time to reflect changes in website functionality, information, applicable requirements, business practices or regulatory developments.

Users are encouraged to review this page periodically for the latest version.

19. Contact for Clarification

If you have questions about information published on bimasakhi.com, you may contact Team Utkarshan through the communication channels provided on our Contact page.

Important Reminder

bimasakhi.com is an independent informational and career-guidance platform operated by IMIAH Services. Information on this website is provided for educational and awareness purposes and may change as applicable requirements are updated.

For the latest information, notifications, policy services and applicable requirements relating to LIC, users should verify the information directly through licindia.in.

Last Updated: October 2026