Privacy Policy

1. Business Identity & Trademark Independence Statement

This website, BimaSakhi.com, is owned, operated, and managed by IMIAH Services.

2. Scope & Recruitment Positioning Disclosure

BimaSakhi.com is an independent candidate awareness, guidance, education, orientation, and recruitment assistance platform designed to assist eligible individuals interested in becoming LIC agents.

3. Lawful Basis for Data Processing

We collect and process your personal information based on clear legal grounds:

• User Consent: When you voluntarily submit your details through our application or inquiry forms requesting recruitment assistance.
• Legitimate Business Interests: Providing career guidance, candidate pre-screening, interview coordination, and improving site functionality.
• Legal Compliance: Where processing or recordkeeping is necessary to comply with applicable statutory or legal obligations under Indian law.

4. Information We Collect

To fulfill our recruitment assistance services, we collect information in two main categories:

A. User-Submitted Personal Information

When you fill out an application form or request guidance, you voluntarily provide:

• Full Name: To identify applicant records.
• Mobile Number: To contact you regarding application status and interview schedules.
• Email Address: For written updates, guides, and recruitment notifications.
• Location Details: City, State, Locality, and PIN Code to evaluate branch suitability.
• Educational Qualification & Occupation: Highest qualification completed and current status to assess eligibility.
• Messages & Inquiry Content: Any details provided in contact forms or chat tools.

B. Automatically Collected Technical Data

Standard non-personally identifiable technical information logged automatically during site visits:

• Device & Network Details: IP Address, browser type, operating system, and hardware model.
• Usage & Navigation: Referring URL, visited pages, date and time stamp, session duration, and click metrics.
• Campaign Attribution: Advertising identifiers and campaign UTM parameters (where applicable).
• Log Files & Local Storage: Server log files and functional session storage.

Note on Sensitive Personal Data: BimaSakhi does not solicit, collect, or store sensitive financial details (such as credit card numbers, banking credentials, UPI IDs, or Aadhaar numbers) on this website.

5. Accuracy of Submitted Information

Candidates submitting application forms or inquiries on BimaSakhi.com are responsible for ensuring that all details provided (including name, contact number, age eligibility, and educational background) are true, complete, and accurate. Submitting false or misleading information may affect your agency recruitment eligibility.

6. Purpose of Data Processing

We process collected information strictly for legitimate recruitment assistance and website operational purposes:

• Recruitment Eligibility Pre-Screening: Assessing basic educational background and age criteria for agency onboarding.
• Candidate Communication: Updating applicants on progress, interview schedules, orientation sessions, and document verification steps.
• Applicant Support: Addressing candidate queries and providing platform support.
• Website Performance Optimization: Improving navigation speed, usability, and mobile responsiveness.
• Advertising Measurement: Evaluating campaign efficiency and traffic attribution across digital channels (where implemented).

7. Fraud Prevention & System Integrity

We utilize automated technical logs and security monitoring tools to detect fraudulent form submissions, prevent spam, block abusive bots, and maintain the integrity and security of our platform servers.

8. Automated Decision Making Notice

We do not make automated decisions that produce legal or similarly significant effects solely based on the personal information you submit. Recruitment guidance and application-related decisions may involve human review and assessment where applicable.

9. Cookies & Tracking Technologies

Cookies are small text files stored on your browser or device when visiting web pages. We use cookies and similar browser storage to ensure site security, remember form preferences, and analyze general traffic performance.

You can adjust your browser settings to decline or delete cookies at any time. Disabling cookies may affect certain interactive features of our website.

10. Google Services & Ad Analytics Disclosures

Where implemented and applicable, BimaSakhi.com uses standard Google web services to analyze traffic and measure recruitment campaign effectiveness:

• Google Analytics: Collects aggregated, non-personally identifiable technical usage metrics to help us improve user experience and readability.
• Google Ads & Conversion Tracking: Measures application submission completion rates to ensure recruitment guidance reaches relevant candidates efficiently.
• Enhanced Conversions & Privacy Signals (where enabled): If implemented in the future, privacy-compliant hashed data signals (such as SHA-256 hashed emails/phones) may be utilized to measure ad conversion accuracy while safeguarding applicant confidentiality.

Google processes data in accordance with the Google Privacy Policy. Visitors can manage Google Ad settings via Google Ads Settings.

11. Communication Policy & Express Consent

By submitting your details on BimaSakhi.com and giving express consent, you authorize IMIAH Services / BimaSakhi to contact you regarding agency candidate guidance via:

• Telephonic Voice Call
• Short Message Service (SMS)
• Electronic Mail (Email)
• WhatsApp Business Platform

DND (Do Not Disturb) Policy Authorization: You explicitly acknowledge that by voluntarily submitting your contact details, you request to receive recruitment-related communications even if your mobile number is registered under National Customer Preference Register (NCPR / DND). Communications remain strictly confined to your recruitment application and guidance.

12. WhatsApp Business Communication & Consent Withdrawal

IMIAH Services / BimaSakhi uses the official WhatsApp Business Platform to share application updates, interview schedules, orientation information, and recruitment guidance.

13. Data Sharing & Technical Service Partners

To operate our recruitment assistance platform, candidate information may be securely processed by trusted third-party technical vendors under strict confidentiality obligations:

• Customer Relationship Management (CRM): Organizing applicant records and tracking follow-up schedules.
• Communication APIs: Email delivery services and WhatsApp Cloud API infrastructure.
• Web Hosting & Security: Cloud servers maintaining website uptime, SSL encryption, and firewall security.

All technical service vendors are contractually bound to maintain data confidentiality and are strictly prohibited from using your data for any independent marketing purpose.

Technology Providers Disclaimer: The third-party technologies and service providers mentioned in this Privacy Policy are provided as examples of services that may support our operations. These providers may change from time to time as our platform evolves, while continuing to maintain appropriate privacy and security standards.

15. Technical Data Security Safeguards

IMIAH Services implements reasonable administrative, technical, and physical safeguards to protect candidate information against unauthorized access, loss, or misuse:

• HTTPS / SSL Encryption: All data transmitted between your browser and our servers is encrypted in transit.
• Access Controls: Candidate records are accessible only by authorized recruitment support staff on a strict need-to-know basis.
• Server Infrastructure Security: Cloud servers protected by standard firewalls, security monitoring, and regular software patches.

Security Note: While we maintain industry-standard security safeguards, no method of transmission over the internet or digital storage system is 100% immune. Therefore, we cannot guarantee absolute security against all unauthorized cyber threats.

16. Data Retention & Legal Exceptions

We retain candidate personal information only as long as necessary to fulfill candidate guidance and recruitment operational requirements.

Candidate records are securely deleted or anonymized upon user request, unless retention is required under applicable laws, regulatory compliance, or statutory recordkeeping obligations in India.

17. User Rights & Right to Complain

Subject to applicable laws, platform users and candidate applicants possess the following data privacy rights:

• Right to Access: Request a copy of the personal information held about you.
• Right to Correction: Request update or correction of inaccurate or incomplete details.
• Right to Erasure / Deletion: Request deletion of your record from active recruitment databases (subject to legal retention exceptions).
• Right to Withdraw Consent: Withdraw consent for communication or data processing at any time.
• Right to Complain: If you believe your data privacy rights have been violated, you have the right to lodge a complaint with relevant data protection authorities under applicable Indian law.

To exercise your rights, please submit a written request to support@bimasakhi.com.

18. Alignment with Digital Personal Data Protection Act, 2023

19. Children's Privacy Notice (18+ Age Limit)

BimaSakhi.com is intended exclusively for adult candidate applicants aged 18 years or older eligible to pursue agency opportunities. We do not knowingly collect personal data from individuals under 18. If we identify that an applicant is under 18, their record will be deleted promptly.

20. International Data Processing & External Links

While IMIAH Services is based in India, certain technical cloud infrastructure or communication APIs (such as WhatsApp Cloud API or web servers) may process encrypted data on servers located outside India as permitted under applicable regulations.

Our site may contain links to external third-party portals (such as licindia.in). We are not responsible for the independent privacy policies or practices of third-party websites.

21. Policy Updates & Revision Notices

IMIAH Services may update this Privacy Policy periodically to reflect operational changes or statutory requirements. Updates will be posted on this page with an updated "Last Updated" date. Continued use of BimaSakhi.com signifies acceptance of the revised policy.

22. Official Contact & Support Details

If you have questions, feedback, or privacy requests regarding this Privacy Policy or your personal information, please reach out to our team: